How We Protect You
program offers an "all risk" agreed value policy for your classic
boat while it is afloat or layed up. Lay-up can be ashore or in-water. Trailerable boats are covered anywhere in the U.S. or Canada.
Coverage for transport of larger boats is also available.
The valuation of property is based on "new for old," except for
specifically listed items which are subject to depreciation.
- Liability coverage is provided for loss of life, bodily
injury and property damage to third parties, with limits
available which are set according to your individual needs. This
includes the use of non-owned yachts under specified
during restoration or construction is available.
- Uninsured Boaters coverage equal to your liability limit and Medical
Payments coverage of $25,000 per injured
person is included.
- Personal Effects in the amount of $2,500 for coverage of your
personal property and property of others is included in your
basic policy. Increased limits are available..
and Harbor Workers Compensation Insurance is included.
Towing and Assistance Coverage (including boat trailer roadside
service) is included in case of emergency, up to $500.
Removal Expense is covered.
- Accidental oil/fuel discharge clean up coverage is provided up
is available for dinghies, outboard motors and boat trailers
when scheduled separately. Dinghies are
of territorial limits can be arranged to suit your navigational
coverage is also available.
- We can
provide coverage for additional insureds and vessels owned by
The above are for example only Refer to your policy for specific
terms, coverages and conditions.