Classic Coverage

This program offers an "all risk" agreed value policy for your classic boat while it is afloat or layed-up. Lay-up can be ashore or in-water. Trailerable boats are covered anywhere in the U.S. or Canada. Coverage for transport of larger boats is also available.

The valuation of property is based on "new for old," except for specifically listed items which are subject to depreciation.

• Liability coverage is provided for loss of life, bodily injury and property damage to third parties, with limits available which are set according to your individual needs. This includes the use of non-owned yachts under specified circumstances.
• Coverage during restoration or construction is available.
• Uninsured Boaters and Medical Payments coverage up to $10,000 per injured person is included.
• Personal Effects coverage in the amount of $1,000 for coverage of your personal property and property of others is included in your basic policy.-You may also obtain other coverage limits.
• Longshoremen and Harbor Workers Compensation Insurance is included.
• Commercial Towing and Assistance Coverage (including boat trailer roadside service) is included in case of emergency, up to $500.
• Wreck Removal Expense is covered.
• Accidental oil/fuel discharge clean up coverage is provided.
• Coverage is available for dinghies, outboard motors and boat trailers when scheduled separately.
• Extension of territorial limits can be arranged to suit your navigational needs.
• In water lay-up coverage is provided.
• "Liveaboard" coverage is also available.
  
  The above are for example only Refer to your policy for specific terms, coverages and conditions.
  
  

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